Having a Child

Who May Subscribe to an RESP?

Any person who is concerned about the future of a child—a parent, grandparent, godparent, uncle, aunt, or even a friend—may subscribe to an individual RESP.

More than one person may subscribe to an RESP for the same child. For example, a parent and a grandparent may both subscribe to separate RESPs on behalf of the same child. They must simply comply with the allowable contribution limits for the same beneficiary.